Crypto has the potential to revolutionize finance – streamlining outdated systems like T+2 settlement cycles, reducing payment fees, and expanding access to underserved populations. But to realize this potential, the U.S. must adopt a bold regulatory framework that fosters innovation while maintaining oversight. On the WIFPR blog, Sarah Hammer, executive director at Wharton, explores how clear jurisdiction, smart regulation for stablecoins, and flexible standards can unlock crypto’s full potential and secure America’s leadership in the global digital economy.

As nations like Singapore, Switzerland, and the UAE move ahead with comprehensive crypto frameworks, the U.S. risks falling behind. Proactive legislation is essential to shaping the future of finance and ensuring that innovation aligns with American values, as Sarah Hammer explains. Read the full piece on the WIFPR blog to see why now is the moment for bold crypto legislation.